In the business of finance, particularly across emerging markets where millions still operate outside the formal banking system, accessibility isn’t just an aspiration, it’s survival. Daily wage earners, smallholder farmers, and micro-entrepreneurs cannot wait months for loans or be bound by requirements they cannot meet. They need solutions that are fast, fair, and rooted in trust. That’s the demand. And in recent years, Fintelle has emerged as one of the few companies meeting it consistently, reliably, and with purpose.
That commitment has now earned the company continental recognition. At the African Digital Finance Forum, the company was honored with the Financial Inclusion Excellence Award, a distinction that highlights not only scale but also discipline, integrity, and delivery under pressure. For a company co-founded by Adegoke Olusegun and Chinelo Menkiti, the award is a validation of its mission to reimagine finance for people too often excluded by traditional systems.
While many fintechs chase attention through flashy product launches and aggressive campaigns, the company has built its reputation the quiet way: by being present. Day after day. Transaction after transaction. Whether through microloans tailored to irregular income cycles, savings plans designed for informal workers, or AI-driven credit scoring that reflects human realities, the company has focused on consistency over spectacle. For millions, it has become less an app and more a dependable financial partner.
The award recognizes not just what the company delivers, but how it delivers it. With transparency. With minimal friction. With an understanding that finance is not just about numbers, it’s about empowerment. For a small shop owner, an unexpected loan isn’t just cash — it’s the difference between staying in business and shutting the doors. For a street vendor, the ability to save even in small amounts isn’t just convenience, it’s the foundation of dignity and progress. The company’s model prioritizes this awareness, aligning its systems with lived realities rather than abstract metrics.
Its infrastructure is designed for both scalability and humanity. While data and technology power its systems, the company maintains the human touch necessary for meaningful service. When challenges arise, there isn’t just a chatbot, there’s a team that responds. For families saving for the future or entrepreneurs expanding their reach, that responsiveness builds trust, and trust is the true currency of financial inclusion.
In markets where exclusion has long been the norm, stability is transformative. By offering consistent access to capital and tools for savings, the company enables people to seize opportunities they once thought were beyond reach.
The Financial Inclusion Excellence Award celebrates firms that do not merely operate in the financial space but elevate it. It is a tribute to institutions that make finance work not just in moments of convenience, but in moments of need. Through this recognition, the African Digital Finance Forum reaffirms what countless communities already know: in a sector where exclusion has long been inevitable, the company delivers inclusion every single day.
