Carbon, one of Nigeria’s most innovative digital financial service providers, has officially launched Carbon Nexus, a cutting-edge payment collection and management platform. Designed to give Nigerian businesses more control, clarity, and convenience, Carbon Nexus promises to transform how entrepreneurs handle their financial operations.

Unveiled during Lagos Startup Week, the solution is now available to businesses nationwide. By offering real-time payment tracking, flexible account creation, and a simplified onboarding process, Carbon Nexus directly addresses the long-standing challenges businesses face in managing payments effectively.

Carbon Nexus Solves a Major Pain Point in Nigerian Commerce

For far too long, Nigerian business owners have struggled to track customer payments with accuracy. Vague bank transfer references, unclear payer identities, and mismatched transactions often cost entrepreneurs valuable time and money. Recognizing this widespread problem, Carbon launched Nexus to remove the guesswork from collections entirely.

With Carbon Nexus, every customer receives a dedicated virtual account, making it easy for business owners to know exactly who paid, when they paid, and how much they transferred. Payments reflect instantly, which eliminates reconciliation errors and boosts operational efficiency.

According to Ngozi Dozie, CEO and co-founder of Carbon:

“Too many businesses lose money because they can’t see who paid, when, or how much. With Carbon Nexus, we’re providing what we call the 4Cs—Clarity, Control, Convenience, and Confidence—so that business owners can collect smarter and grow faster.”

Built for Every Kind of Business

Whether you’re a retailer, a school administrator, or a property manager, Carbon Nexus offers flexible tools to fit your unique needs. The platform supports a variety of industries by allowing them to manage staggered payments, collect deposits, and track transactions without hassle.

Here’s how different business sectors can benefit:

• Retailers and Wholesalers: Seamlessly monitor partial or recurring payments.

• Landlords and Estate Managers: Collect rent or dues with automatic reconciliation.

• Schools and Training Centers: Accept tuition in installments and track payments easily.

• Event Planners and Religious Groups: Receive deposits and pledges with instant confirmations.

• Tech Startups: Add financial tools to their products without needing a banking license.

In short, any business that handles payments can use Carbon Nexus to streamline operations and reduce errors.

No Paperwork, No Coding, Just Instant Access

Carbon designed Nexus with simplicity at its core. Businesses can sign up within minutes—no paperwork, no long queues, and no coding knowledge required. Once approved, they can create virtual accounts instantly, send payment instructions to customers, and begin receiving money in real time.

This user-friendly design ensures that everyone from market traders to digital entrepreneurs can access world-class financial tools without navigating complex systems.

Empowering Businesses with Smart Credit Options

Beyond payment collection, Carbon Nexus allows business owners to offer short-term credit to trusted customers. This feature helps maintain cash flow and fosters long-term loyalty by supporting customers who may need extra time to complete their payments.

Now, businesses can keep transactions moving forward while nurturing stronger relationships with their client base.

Why Carbon Nexus Is a Game-Changer

Nigeria’s economy heavily relies on small and medium enterprises (SMEs), which make up more than 96% of all businesses in the country. However, these enterprises often lack access to modern financial tools that larger corporations enjoy.

With the launch of Nexus, Carbon is filling that gap by giving entrepreneurs access to advanced payment and reconciliation technology—previously available only to bigger firms.

Moreover, as digital commerce continues to rise, having an accurate and automated way to handle payments is more important than ever. Carbon Nexus meets that need, head-on.

Easy Onboarding and Immediate Access

Interested businesses can begin using Carbon Nexus today. To get started, visit www.getcarbon.co or send an email to sme@getcarbon.co. Once you register and verify your business, you’ll be able to:

• Assign virtual accounts to each customer

• Share account details through SMS, WhatsApp, or email

• Track payments in real-time from any device

• Offer flexible payment terms to loyal customers

From sign-up to payment collection, every step is seamless and secure.

About Carbon

Founded in 2012, Carbon has become a pioneer in Africa’s digital banking space, offering services such as lending, savings, bill payments, and personal finance management. With the introduction of Carbon Nexus, the company is extending its mission by creating practical, accessible solutions for business users.

According to Dozie:

“Our vision has always been to help Africans manage money smarter. With Nexus, we’re empowering entrepreneurs with tools that make it easier to grow, plan, and operate with confidence.”

Final Thoughts: A New Era for Business Payments in Nigeria

In today’s digital-first economy, businesses cannot afford to operate in the dark. Carbon Nexus shines a light on every transaction, giving users unmatched visibility and control over their finances. Whether you’re managing a small shop, a large retail outlet, or a fast-growing startup, this platform gives you the tools you need to thrive.

By combining real-time tracking, customer-specific virtual accounts, and flexible credit options, Carbon Nexus is setting a new standard for business banking in Nigeria.

If you’re ready to stop guessing and start growing, Carbon Nexus is the smartest way forward.